Single Family Residence on Umpqua Lane, Lakeshore, Fresno, CA
Property DescriptionThis lovely cabin is located in the Lower Line Creek Tract at the very end of Umpqua Lane. The 560 sq. ft. light and airy great room and kitchen look into the woods with the sound of rushing Lower Line Creek directly below. A 2010 remodel includes both kitchen and bath with the addition of new sinks, granite counter tops and updated shower. Kitchen, bath and hallway floors have been tiled recently and new carpet installed throughout the cabin living and bedroom areas. Cabin water lines have been replaced with PEC. Newer septic system. The water lines for Lower Line Creek Tract have been winterized. Large decks and sleeping porch. Great for outdoor entertaining! Located on USFS land.
- Property Type: Single Family Residence
- Year Built:0
- Square Footage:860.00
- Lot Size: 0.00 SqFt (0.00 acres)
- Baths:1.00 (Shower,Other)
- Siding / Exterior:Wood
- Features: Dual Pane Windows, Uncovered, Wood Deck
- Air Conditioning / Heating:Floor or Wall Unit
- Water/Sewer:Septic Tank
- Appliances:Electric Appliances, Refrigerator
- School District:Sierra
- High School:Sierra
- Junior High School:Big Creek
- Grade School:Big Creek
- Listing Broker:Marcia Beach
- Listing Office:RE/MAX Gold - Shaver Lake
Amenities / Utilities
- Energy Efficiency
- Tennis Court
A government loan program geared towards owner-occupied, first-time home buyers. Down payment can be as low as 3.5%. However, the buyer will have to pay the PMI (Principal Mortgage Insurance).
Down payment can be as low as 5%. For down payments lower than 20%, the buyer will have to pay PMI (Principal Mortgage Insurance). If the down payment is 20% or more, there will be no PMI charged to the buyer. When purchasing an owner-occupied property, interest rates may be lower as compared to purchasing an investment property. The limit for a conventional loan in Fresno County is $453,000. Loan limits are subject to change.
A loan above the conventional loan limit is considered a jumbo loan.